Meet Financial Emergencies with Confidence

Wednesday, November 14, 2007



You might have felt one day or the other "I just need enough cash to tide me over until payday." If you concur, then payday loan is tailored just for you. Payday Loans are also sometimes referred as cash advance loans, check advance loans, or deferred deposit check loans.

What is a payday loan?
A payday loan is a small short-term loan that provides a quick and easy way to bridge your cash needs between pay days without a credit check. Typical loan amounts range from $100 up to $1,500 on a two-week term. The cash advance can help you to cover for emergencies, unexpected bills and other unforeseen expenses until your next paycheck.

What should you do?
You have to shop carefully when you need credit. Compare offers. Look for the credit offer with the lowest Annual Percentage Rate (APR). APR is the total cost of credit to the consumer, expressed as an annual percentage of the amount of credit granted. APR is intended to make it easier to compare lenders and loan options. Please ensure to compare the APR and the finance charge (which includes loan fees, interest and other types of credit costs) of offers to get the lowest cost.

Who can help you?
PaydayLoanQuotes.com is a FREE comparison service where you can request quotes from a network of licensed lenders. With the information you provide them, they will attempt to match you with a lender. While a perfect match is not guaranteed, they compare offers from various lenders to find the lowest rate available for your financial profile.

Note of caution
Borrow only as much as you can afford to pay with your next paycheck and still have enough to make it to the next payday.


This post is brought to you by PayDayLoanQuotes.com

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